PRESS RELEASERA Expert Rating confirms the credit rating of Kreditprombank at thelevel uaBBB following the results of the 1 half of 2011 More ›››

PRESS RELEASERA Expert Rating confirms the credit rating of PJSC Joint-stock bank Ukoopspilka at thelevel uaBBB- following the results of the 1 half of 2011 More ›››

PRESS RELEASERA Expert Rating confirms credit rating of bank Globus at the level uaBBB following the1 half of 2011 More ›››

The company Lease IT has paid to investors the coupon yield for the 14th coupon period. More ›››

PRESS RELEASERA Expert Rating confirms the credit rating of financial stability of PJSC IC MIR atthe level uaAA- More ›››

Dear Sirs! More ›››

IC Mir has won the competition of Kievgorstroy More ›››

IC Mir has won the competition of The State Fund for Assistance of Youth Housing. More ›››

During the period from July, 5 till July, 11th, 2011, RA Expert Rating performed credit rating assessment of PJSC CREDIT AGRICOLE BANK (USREOU code 14361575). Having in details studied the activity of PJSC CREDIT AGRICOLE BANK, Rating Committee of RA Expert Rating on July, 11th, 2011 took the decision on assignment to the Bank of credit rating at national scale at level uaАА+ (The Bank is characterized by very high credit capacity in comparison with other Ukrainian banks. (The Rating is defined according to the rating scale approved by the Resolution of the Cabinet of Ministers of Ukraine No. 665 of April, 26th, 2007) When assigning investment grade ofrating, the Rating Committee was guided by the following conclusions of the analytical service:1. One of major factors which influenced Bank rating, is unprecedentedly high and guaranteed level of external support of CREDIT AGRICOLE BANK PJSC by the parent group Crdit Agricole Group. Good financial condition ofCrdit Agricole, defined by ratings of international agencies Moodys, Standard and Poors and Fitch, was supplemented by considerable scale of work of the Group. Crdit Agricole has entered the year 2011with EURO 1,731 trillion of assets, EURO 882 b of credit portfolio and EURO 812 b of customer deposits. Such indicators of work allowed Crdit Agricole to be a largest bank holding of the world and the European Union.2. In Q1 2011 PJSC CREDIT AGRICOLE BANK has recovered credit activity. From 01.04.2010 to 01.04.2011 Bank credit portfolio has grown on 55,71 %. The loans to legal persons have grown on 63 %, to individuals - on 10%. The share of non-prime credits in the portfolio fell from 48 to 32 %, the share of problem ones from 25,66 to 13,82 %, share of bas credits from 11,5 to 6,62 %. Cardinal improvement of credit portfolio quality was obvious.Major improvement factors, according to Agency, have been: sale of part of problem credits to the third parties,essential growth of credit portfolio of Bank, and also change of credit portfolio structure in favor of growth of share of credits to legal persons. More ›››

During the period from June, 27th till July, 04th, 2011 RA Expert Rating conducted estimation of credit rating of JSC BROKBUSINESSBANK (USREOU code 19357489). Having in details studied the activity of JSC BROKBUSINESSBANK , Rating Committee of RA Expert Rating on July, 5th, 2011 took decision on assignment tothe Bank of credit rating according to the national scale at the level uaАА (the bank is characterized by high creditstatus in comparison with other Ukrainian banks. The estimate is made according to the national scale approved by the Resolution of the Cabinet of Ukraine no. 665 of April, 26th, 2007).Assigning investment level of rating, the Rating Committee was guided by the following conclusions:1. JSC BROKBUSINESSBANK is one of the oldest banks of Ukraine which history begins since August, 1990. For this long time of work the Bank not only has endured the hyperinflation period in first half of 90-s, the crisis of public finances of 19981999, economic crisis of 20082009, but also managed to firmly persist in the first group ofbanks according to NBU classification, that is, the group of the largest banks. On the beginning of Q2 2011 the Agency estimates JSC BROKBUSINESSBANK share in the key markets of banking services at 1,62,2%.2. As of June, 1st, 2011, JSC BROKBUSINESSBANK had 20 branches and 387 non balance departments that made the Bank owner of one of the most branched out networks among backbone private banks. According to the Agency, availability of a wide filial network of Bank with representation in key regions makes from the Bank an assetattractive for investments. Resource management and credit processes within filial network of Bank, as well asaccomplishment of budget by branches, dynamics and structure of credit and depositary portfolios, profitableness were rigidly administered by Head Bank. Within the limits of business transformation the Bank continues to pursue a policy, directed on standardization and centralization of banking processes; automation of business processes, optimization of ІТ base; centralization of administrative processes; strengthening of internal control system. More ›››

Press-release UPASICS: More ›››

Summarizing main results of NJSIC Oranta work in 2006-2010, the Agency has drawn followingconclusions: Over the last 5 years the volume of total business of the Company has grown on 34,3%, it reached a historicalpeak in 2008 making UAH 1,01 billion. The crisis period of 2008-2010 was featured by decrease in volumesof Company gross premiums, for this period the volume of NJSIC Oranta business dropped by over onethird. Main reasons of total business volumes reduction have been: orientation of NJSIC Oranta on classicalinsurance which has been mostly subject to crisis influence; appearance in the Ukrainian market of largeinsurers with 100% foreign capital, able to retain their market share, including by means of dumping or controlover bank channels of sales. Shareholders equity/assets ratio of the Company on Q2 2011 beginning constituted 70,41%, and on thebeginning of 2007 only 45,51%. For the same period the amount of liquid assets being at NJSIC Orantadisposal more than doubled, and assets/liabilities coverage ratio has grown from 46 to 60,65%. NJSIC Orantamanaged to increase the level of capital adequacy and liquidity for the account of additional issue of shares inthe summer of 2009, and also at the expense of slowdown of total business volumes fall rates in the H2 2010 Q1 2011. Following the results of 2010 NJSIC Oranta managed to return to profitable work. From the last 5 years onlythe 2009 was unprofitable for the Company. In 2009 the Company incurred in a record loss of UAH 236,9 m.Such crisis situation was characteristic for most Ukrainian large insurers working in the classical segment.Because of the crisis, instead of expected growth of classical insurance segment, large operators of the marketsaw its reduction. For NJSIC Oranta the period of 20082009 was characterized by loss ratio growth.Following the results of 2009 the ratio between payouts and gross premiums constituted the record 48%, andthe Company had to pay out UAH 345 m. In 2010 the situation with payouts has stabilized, the payout ratiodecreased to 46%, and in the Q1 2011 was already 36,4%. More ›››

Quality of service and presence of guarantees for clients of Bank are determined by:- Participation of UBD in the Deposit Guarantee Fund;- UBD team of professionals with extensive experience in bank sector. The personnel structure of Bank isadded by certified specialists and specialists having scientific degree.Analyzing 2009-2010 KPIs, and also those of Q1 2011, the Agency concludes on available dynamic development of the financial entity during the last 12 months. So, in Q1 2011 only UBD assets grew on 41 %, loan portfolio - on 27%, shareholder equity - on 90 %. In Q1 2011 the shareholders of the Bank ensured increase of UBD authorized capital on UAH 100 m. (See table 1). More ›››

During the recent 5 years the top management of IC Brokbusiness increased the total volume of business from UAH 16,9 m to 219,025 m, i.e. almost in 13 times. During the recent 5 years Company work remained profitable, and in 2009 the ROE of the Company reached 50,42%. In 2010 the result was more modest (+26,65 %), however beingabove average market one (see table 1). More ›››

During the period from June, 10 till June, 29th, 2011 the Analytical Service of RA Expert Rating performed rating research on Public Joint Stock Company Stoma (USREOU code 00481318). On June, 29th, 2011 the Rating Committee of RA Expert Rating has made decision on assignment to planned issues of PJSC Stoma bonds for the total amount of USH 50 m of the credit rating at the level uaA- according to the national scale . More ›››